Buy a home

Help to Buy

You could buy your first home from us with just a 5% deposit through the Help to Buy scheme.

A row of houses on a new development

The Help to Buy Equity Loan scheme is designed to help you buy your first home with just a 5% deposit.

The government will lend you 20% of the purchase price of a new build property, interest-free for five years. You then secure a mortgage for the remaining 75%.

Who can apply for the Help to Buy scheme? 

The scheme is open to anyone in England over 18 who wants to buy their first home on the open market. This scheme only applies to new build properties. 

You can’t have owned a property before or had any form of Sharia mortgage, and you must be buying the home to live in yourself – you can’t rent it out. 

This scheme isn't available for shared ownership homes.

How do I apply for a Help to Buy loan?

You’ll first need to reserve a new build property with a participating housebuilder. Your new home must be within the scheme’s regional price limit

We have high-quality new homes for sale through the Help to Buy scheme in developments across Gloucestershire, Oxfordshire and Wiltshire through GreenSquare Homes

Once you’ve found your home, you’ll need to apply for the equity loan through a regional Help to Buy agent.  

For more information about the Help to Buy scheme and how to apply, visit the government’s Own your home website.