Buy a home

Shared ownership

Shared ownership is a government-backed scheme designed to help you buy a home of your own.

A semi-detached brick and wood fronted home with a first-floor balcony

Shared ownership is an ideal option for people who can’t quite afford a mortgage on 100% of a property because you buy a share of your home and pay rent on the rest of it.

You have the same rights and responsibilities as any other homeowner, and you can gradually buy more shares in your home. In many cases, you can increase your share until you own 100% of your property.

New shared ownership homes

We’re building high-quality new shared ownership homes in developments across Gloucestershire, Oxfordshire and Wiltshire through GreenSquare Homes

We also offer shared ownership properties on developments by other housebuilders, which you can also find at GreenSquare Homes.

Resale shared ownership homes

When the current owner of a shared ownership home wants to sell their home, it’s known as a shared ownership resale. 

You can find resale properties to buy in your area through one of three regional Help to Buy agent websites. You can find other shared ownership homes on the Rightmove website. 

If you’re one of our shared owners and want to sell your home, please visit our shared owner information page

Who can buy a shared ownership home?

You could buy a shared ownership home if: 

  • your household earns £80,000 or less 
  • you’re a first-time buyer or you used to own a home, but you can’t afford to buy one now

How can I buy a shared ownership home?

For more information about shared ownership and how to buy a home, visit the government’s Own your home website.